City of Grand Rapids Housing Rehabilitation Program

About This Program

The City of Grand Rapids Housing Rehabilitation Program offers affordable loans of $1,000–$24,000 for home repairs addressing highest-priority exterior housing code issues and interior health and safety hazards. Up to 50% of the loan may be forgiven if all payments are made on time. The program is administered through the Community Development Department and funded by $850,000 in CDBG funds for FY2026.

Loan $1,000–$24,000; up to 50% forgiven with on-time payments. Estimate reflects a mid-range repair project with 50% forgiveness.

Key Details

• Loan range: $1,000–$24,000 for home repairs
• Up to 50% of loan forgiven with on-time payments
• Covers exterior code violations and interior health/safety hazards
• FY2026 CDBG allocation: $850,000 for this program
• Apply: City Hall, 300 Monroe Ave NW, 4th Floor | 616-456-3030

How to Apply

Deadline: Rolling — FY2026 allocation: $850,000 CDBG