Home Improvement Grants in Granite City.

Find grants, rebates, forgivable loans, and free programs for Granite City, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Granite City, IL, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

Granite City Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major rehabilitation of owner-occupied homes in Granite City for households at or below ...

Home Repair
Up to $7,500 grant

Granite City Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Granite City with income at or below 50% AMI. Cov...

Emergency
Free lead hazard removal

Madison County Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in Madison County homes built before 1978 where children under ...

Home Repair
Up to $7,500 in weatherization services

Illinois Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Illinois DCEO providing free energy efficiency improvements to i...

Weatherization
Up to $30,000 loan

Illinois Access to Independence Program

Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabil...

Seniors & Disability
Up to $1,200 rebate

Ameren Illinois HVAC Efficiency Rebates

Rebates for Ameren Illinois electric customers who install qualifying high-efficiency HVAC equipment. Includes rebates f...

Energy
Free weatherization services

Ameren Illinois Income-Qualified Weatherization

Free comprehensive weatherization services for income-eligible Ameren Illinois customers. Includes attic and wall insula...

Weatherization
Up to $1,500 rebate

Ameren Illinois Heat Pump Rebate

Enhanced rebates for Ameren Illinois customers who install qualifying electric heat pump systems, including air-source a...

Energy
Up to $750 rebate

Ameren Illinois Insulation Rebate

Rebates for Ameren Illinois customers who add insulation to attics, walls, or crawl spaces. Must meet R-value requiremen...

Weatherization
Varies by system size

Illinois Shines Solar Renewable Energy Credits

Illinois Shines program provides upfront incentive payments for homeowners who install solar photovoltaic systems. Incen...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program offering low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowners in e...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Free lead testing and remediation

Illinois Lead-Safe Housing Program

State program providing free lead testing, risk assessments, and remediation services for Illinois homes built before 19...

Home Repair
Up to $35,000 forgivable loan

Madison County HOME Rehabilitation Program

HOME Investment Partnerships Program funds administered by Madison County for major rehabilitation of owner-occupied hom...

Home Repair
Up to $5,000 grant

Granite City Senior Home Repair Grant

Grant program for Granite City homeowners age 62 and older to make minor home repairs and accessibility modifications. C...

Seniors & Disability
Up to $3,000 grant

Granite City Sewer Lateral Repair Grant

Grant program for owner-occupied homes in Granite City to repair or replace failing sewer laterals. Helps reduce inflow ...

Home Repair
Up to $500 rebate

Ameren Illinois Water Heater Rebate

Rebates for Ameren Illinois electric customers who install qualifying ENERGY STAR electric or heat pump water heaters. R...

Energy
Up to $30,000 loan

Illinois Energy Efficiency Loan Program

Low-interest loan program for Illinois homeowners to finance energy efficiency and renewable energy improvements. Includ...

Energy
Up to $30,000 assistance

Illinois Homeowner Assistance Fund

Federal assistance program administered by IHDA to help homeowners experiencing financial hardship due to COVID-19 or ot...

Home Repair
Up to $5,000 grant

Granite City Window Replacement Grant

Grant program for income-eligible Granite City homeowners to replace drafty, inefficient windows with ENERGY STAR certif...

Weatherization

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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