Texas Bootstrap Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Provides affordable financing combined with self-help labor for very low-income Texas homeowners to make necessary repairs and improvements. Borrowers contribute sweat equity, reducing overall project costs, with low-interest loans covering materials and contracted work.

Low-interest loan amount; borrower provides labor to reduce costs

Key Details

  • Low-interest loans up to $25,000
  • Income at or below 60% area median income
  • Borrower provides sweat equity labor
  • Fixed interest rate, typically 3-5%
  • Covers materials and contracted work

How to Apply

A grant-savvy contractor in Grapevine, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Grapevine, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs