USDA Section 504 Home Repair Grants and Loans

USDA Rural Development

Available Home Repair

About This Program

Provides grants and low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or to remove health and safety hazards. Grants available only to seniors age 62+ unable to repay a loan.

Grant amount for seniors 62+; loan amount for other eligible homeowners at 1% interest

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest for others
  • Must be very low income (50% AMI or below)
  • Owner-occupied home in eligible rural area
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

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Deadline: Ongoing; applications accepted year-round

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