USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in rural areas to repair or improve their homes. Grants up to $10,000 available to homeowners age 62+ who cannot repay a loan. Loans up to $27,500 at 1% interest for 20 years.

Combination of grant (if 62+) and low-interest loan based on need and ability to repay

Key Details

  • Up to $10,000 grant for seniors 62+ (very low income)
  • Up to $27,500 loan at 1% interest for 20 years
  • Must be in eligible rural area
  • Owner-occupied home required
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Greenburgh, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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