USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $27,500 for seniors (62+) to remove health/safety hazards; loans up to $40,000 at 1% interest.

Grant for seniors 62+ or loan at 1% interest for qualifying repairs in eligible rural areas

Key Details

  • Grant up to $27,500 for seniors 62+
  • Loan up to $40,000 at 1% interest available
  • Must be in eligible rural area
  • Very low income required (50% AMI or below)
  • Addresses health, safety, and accessibility

How to Apply

A grant-savvy contractor in Greenville, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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