USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans up to $40,000 and grants up to $10,000 for very low-income homeowners in rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants to remove accessibility barriers.

Senior homeowners may receive up to $10,000 grant for accessibility and safety repairs

Key Details

  • Loans up to $40,000 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Income must be below 50% area median
  • Rural area eligibility (Guntersville qualifies)
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(256) 586-5731

A grant-savvy contractor in Guntersville, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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