USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loans to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Hamden may qualify in certain census tracts; contact USDA to verify. Loan must be repaid over 20 years.

1% interest loan to be repaid over up to 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income required (50% AMI)
  • 20-year repayment term
  • Check if your Hamden address qualifies as rural
  • Can be combined with Section 504 grant

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 871-7332

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Deadline: Applications accepted year-round

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