Find grants, rebates, forgivable loans, and free programs for Hamilton, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hamilton, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied households in Hamilton Township with income at or bel...
Provides emergency home repair grants for owner-occupied households in Hamilton Township with income at or below 50% AMI...
Provides grants for accessibility modifications for owner-occupied homes in Hamilton Township where a household member h...
Provides free lead hazard abatement for homes built before 1978 in Hamilton Township with children under age 6. Services...
Provides grants to eligible Hamilton Township homeowners for repair or replacement of private sewer lateral lines from t...
State-funded weatherization program for income-eligible households in Hamilton. Provides free energy efficiency improvem...
Low-interest home improvement loans for income-eligible New Jersey homeowners. Fixed interest rates below market, up to ...
PSE&G customers can receive rebates for energy efficiency improvements following a home energy audit. Covers insulation,...
Rebates for PSE&G customers who install qualifying air-source or ground-source heat pump systems. Amount varies based on...
New Jersey residents installing solar photovoltaic systems can earn Solar Renewable Energy Credits (SRECs) for power gen...
PSE&G offers rebates to residential customers who install Level 2 electric vehicle charging equipment at their home. Reb...
Very low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or moderniz...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside, or ...
New Jersey residents age 65 or older (or disabled) who meet income limits can receive reimbursement for property tax inc...
ANCHOR (Affordable New Jersey Communities for Homeowners and Renters) provides property tax relief to New Jersey homeown...
Provides a credit on electric and natural gas bills for eligible low-income customers who are elderly, disabled, or medi...
Federally funded program providing heating assistance to low-income households. Benefit paid directly to utility or fuel...
Provides year-round assistance to low-income utility customers with electric and natural gas bills. Helps with regular m...
Free comprehensive energy efficiency services for income-qualified households served by electric and gas utilities. Incl...
Federally funded HOME program administered through municipalities and counties in New Jersey. Provides grants or low-int...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Hamilton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hamilton, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.