USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas near Hampton to repair or improve their homes. Interest rate as low as 1%, with repayment terms up to 20 years.

Low-interest loan at 1% for qualifying very low-income homeowners

Key Details

  • Loans up to $40,000 at 1% interest
  • For very low-income homeowners
  • Must be in eligible rural area
  • Repayment terms up to 20 years
  • For home repairs and improvements

How to Apply

Get free help applying Visit Official Program Page Track this program

(804) 287-1550

A grant-savvy contractor in Hampton, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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