Home Improvement Grants in Hamtramck.

Find grants, rebates, forgivable loans, and free programs for Hamtramck, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hamtramck, MI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Michigan Weatherization Assistance Program (WAP)

Federally funded program that provides free weatherization services to income-eligible households in Wayne County, inclu...

Weatherization
Loan up to $15,000

MSHDA Home Improvement Loan

Low-interest home improvement loans for Michigan homeowners to fund repairs, accessibility modifications, and energy imp...

Home Repair
Free energy audit plus rebates

DTE Energy Home Energy Analysis

Free in-home energy assessment for DTE electric customers including installation of energy-saving products like LED bulb...

Energy
Up to $1,200 rebate

DTE Energy Furnace Rebate

Rebates for DTE gas customers who install high-efficiency furnaces (95% AFUE or higher). Rebate amounts vary based on fu...

Energy
Up to $2,000 rebate

DTE Energy Heat Pump Rebate

Rebates for DTE electric customers who install energy-efficient air-source or ground-source heat pumps. Higher rebates a...

Energy
Up to $800 rebate

DTE Energy Insulation Rebate

Rebates for DTE customers who add insulation to attics, walls, or crawl spaces. Must meet minimum R-value requirements a...

Weatherization
Free efficiency upgrades

DTE Energy Income-Qualified Energy Efficiency

Enhanced energy efficiency services for income-qualified DTE customers including free furnace and water heater replaceme...

Energy
Free home health assessments and remediation

Wayne County Healthy Homes Program

Provides free home assessments and interventions to reduce asthma and other health triggers in Wayne County homes. Servi...

Home Repair
Grant up to $15,000

Wayne County Septic System Repair Program

Grants for Wayne County homeowners to repair or replace failing septic systems. Priority given to situations posing imme...

Home Repair
Free lead testing and abatement

Michigan Childhood Lead Poisoning Prevention Program

State-funded program providing free lead hazard assessment and abatement for homes where a child under age 6 has an elev...

Home Repair
Forgivable loan up to $25,000

City of Hamtramck Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loans for major home repairs for low-income owner-occupants in Hamtramck. Loan is forgiven after ...

Home Repair
Grant up to $7,500

Hamtramck Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners facing immediate health and safety threats. Covers emergency furn...

Emergency
Grant up to $15,000

Hamtramck Home Accessibility Modification Program

Grants for accessibility modifications to homes of disabled or senior residents. Covers ramps, widened doorways, accessi...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability-rel...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to make accessibility adaptations to a home. Covers entr...

Veterans
Loan up to $50,000

Michigan Saves Home Energy Loan

Affordable financing for Michigan homeowners to make energy efficiency and renewable energy improvements. Fixed-rate loa...

Energy
Net metering + federal tax credit

Michigan Solar Incentive Program

Michigan homeowners installing solar can benefit from net metering (credit for excess power sent to grid), the 30% feder...

Solar/Renewable
Down payment assistance up to $7,500

MSHDA MI Home Loan STEP Forward Program

Down payment assistance for first-time homebuyers in Michigan purchasing in targeted areas including Wayne County. Combi...

Homebuyer
Crisis assistance for shutoff prevention

Wayne Metro Utility Assistance Program

Emergency utility assistance for low-income Wayne County residents facing shutoff or needing help with heating/cooling b...

Energy
Incentives for income-qualified solar installations

Michigan RENEW Rooftop Solar Program

Michigan's renewable energy program providing enhanced incentives for income-qualified households to install rooftop sol...

Solar/Renewable

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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