USDA Section 504 Home Repair Loan & Grant

About This Program

USDA Section 504 provides low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas near Harrisonburg to repair or improve dwellings or remove health and safety hazards. Grants available only to seniors 62+ who cannot afford loan repayment.

Grant for seniors 62+, otherwise 1% interest loan

Key Details

• Loan up to $40,000 at 1% interest
• Grant up to $10,000 for seniors 62+
• Very low income required (50% AMI)
• For rural areas around Harrisonburg
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Harrisonburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to annual funding