USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas near Hattiesburg to repair, improve, or modernize their homes. Interest rate as low as 1% with 20-year repayment term. Funds can be used to address health and safety hazards.

Loan amount based on need and repayment ability; 1% interest rate

Key Details

  • Loan up to $40,000 at 1% interest
  • For very low-income rural homeowners
  • 20-year repayment term
  • Must be in eligible rural area
  • Can be combined with Section 504 grant

How to Apply

A grant-savvy contractor in Hattiesburg, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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