Home Improvement Grants in Helena.

Find grants, rebates, forgivable loans, and free programs for Helena, MT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Helena, MT, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,500 in weatherization improvements

Montana Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs by improving home energy efficiency. Provides insulati...

Weatherization
Up to $5,500 in combined rebates

NorthWestern Energy Home Energy Rebates

Utility rebates for energy-efficient upgrades including heat pumps, water heaters, insulation, and smart thermostats. Av...

Energy
Up to $35,000 forgivable loan

Helena Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Helena. ...

Home Repair
Up to $10,000 grant

Helena Emergency Home Repair Grant

Provides emergency repair grants to very low-income homeowners in Helena for immediate threats to health and safety. Gra...

Emergency
Up to $20,000 for accessibility modifications

Helena ADA Home Accessibility Program

CDBG-funded program providing grants and forgivable loans for accessibility modifications to homes of disabled and elder...

Seniors & Disability
Up to $15,000 low-interest loan

Helena Sewer Lateral Repair Program

Low-interest loan program for homeowners needing to repair or replace private sewer laterals in Helena. Loans are repaid...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home for independent living...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a home for independent living. Available to v...

Veterans
Up to $7,500 down payment assistance

Montana Housing First-Time Homebuyer Program

Montana Housing provides affordable mortgage financing and down payment assistance for first-time homebuyers in Helena a...

Homebuyer
Up to $5,000 grant

Helena Senior Home Repair Grant

Grant program for Helena residents age 62 and older to make minor home repairs and safety improvements. Covers grab bars...

Seniors & Disability
Up to $2,500 rebate

NorthWestern Energy Heat Pump Rebate

Rebate for qualifying air-source heat pumps installed by NorthWestern Energy customers. Rebate amount varies by system e...

Energy
Up to $35,000 low-interest loan

Montana Coal Endowment Loan Program

Low-interest loan program through Montana banks and credit unions for residential energy conservation improvements. Loan...

Energy
Up to $500 tax credit per year

Montana Alternative Energy Loan & Tax Credit

Montana state tax credit for residential alternative energy systems including solar, wind, and geothermal. Credit is $50...

Solar/Renewable
Free lead hazard reduction services

Montana Lead-Based Paint Hazard Reduction

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 where children under age 6 reside. Prio...

Home Repair
Up to $25,000 low-interest loan

Lewis and Clark County Septic System Loan

Low-interest loan program for homeowners in Lewis and Clark County needing to repair or replace failing septic systems. ...

Home Repair
Matching grants up to $50,000

Montana Heritage Preservation Grant

Matching grant program for preservation and restoration of properties listed on the National Register of Historic Places...

Historic
Up to $1,200 in equipment rebates

NorthWestern Energy Propane Customer Rebate

Rebates for natural gas customers installing high-efficiency water heaters, furnaces, and boilers. Available to NorthWes...

Energy
Loans up to $50,000

Montana Housing Home Improvement Loan

Affordable home improvement loans through Montana Housing and participating lenders. Available for repairs, renovations,...

Home Repair
Up to 75% cost share for mitigation

FEMA Flood Mitigation Assistance (FMA)

FEMA grant program for flood mitigation projects including home elevation, acquisition, and floodproofing. Available to ...

Disaster
Property tax relief up to $1,000

Montana Property Tax Assistance Program

Montana property tax assistance program for low-income elderly (62+) and disabled homeowners. Provides property tax cred...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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