USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Grant for seniors 62+, loan for others, based on income and need

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Very low-income homeowners only
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Rolling applications, subject to funding

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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