USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available for seniors 62+ who cannot afford a loan.

Loan or grant amount based on income, age, and repair needs

Key Details

  • Loans up to $40,000 at 1% interest, grants up to $10,000
  • For very low-income rural homeowners
  • Grants available for seniors 62+ unable to repay loan
  • Must be owner-occupied primary residence
  • Check eligibility for Hendersonville area with USDA

How to Apply

Get free help applying Visit Official Program Page Track this program

(615) 783-1378

A grant-savvy contractor in Hendersonville, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, contact local USDA office

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