Find grants, rebates, forgivable loans, and free programs for Hernando, MS, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hernando, MS, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing major home repairs and rehabilitation for income-qualified homeowners in DeSoto County. Lo...
Provides emergency home repairs for very low-income owner-occupied households in DeSoto County. Covers urgent health and...
Rebate for Entergy Mississippi residential customers who install high-efficiency heat pumps (14 SEER minimum). Helps red...
Rebate for Entergy Mississippi customers who add qualifying insulation to attics, walls, or crawl spaces. Improves energ...
Rebate for Entergy Mississippi customers who install high-efficiency electric water heaters or heat pump water heaters. ...
Rebate for Entergy Mississippi customers who have their central air conditioning or heat pump system professionally serv...
Federal tax credit equal to 40% of annual mortgage interest (max $2,000/year) for first-time homebuyers in Mississippi. ...
USDA program providing low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very low-income ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they reside. Availa...
HUD-funded program providing free lead hazard assessment and remediation for Mississippi homes built before 1978 with ch...
CDBG-funded grant for DeSoto County homeowners with disabilities to make ADA-compliant accessibility modifications inclu...
Grant assistance for income-qualified DeSoto County homeowners to repair or replace failing sewer laterals from the home...
Low Income Home Energy Assistance Program (LIHEAP) provides assistance with summer cooling bills for eligible low-income...
LIHEAP provides assistance with winter heating bills for eligible low-income Mississippi households. Priority given to e...
LIHEAP Crisis Assistance provides emergency help for Mississippi households facing utility disconnection, heating/coolin...
Property tax relief program for Mississippi homeowners age 65+ with income below $12,500 (single) or $17,500 (married). ...
Mississippi Homestead Exemption exempts a portion of your home's assessed value from ad valorem property taxes. Availabl...
Enhanced homestead exemption for Mississippi homeowners who are permanently and totally disabled. Provides additional pr...
Federal tax credit covering 30% of the cost to install solar panels on your primary or secondary residence. Credit can b...
Net metering allows Entergy Mississippi customers with solar panels to receive credit for excess electricity sent back t...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Hernando, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hernando, 19 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.