USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas near Hickory to repair, improve, or modernize their homes. Loans up to $40,000 at 1% interest; grants up to $10,000 for seniors 62+ who cannot afford a loan. Must remove health and safety hazards.

Seniors 62+ may receive up to $10,000 grant plus $30,000 loan; others receive loan only

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • For health and safety repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 873-2000

A grant-savvy contractor in Hickory, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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