USDA Section 504 Home Repair Program

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwellings or remove health and safety hazards. Grants available to seniors 62+ who cannot repay a loan.

Combined loan and grant value for qualifying very-low-income seniors

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Income at or below 50% area median
• Must be in eligible rural area (check with USDA)
• Covers repairs and accessibility improvements

How to Apply

A grant-savvy contractor in Hicksville, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications