SC Housing Owner-Occupied Rehabilitation Loan

South Carolina State Housing Finance & Development Authority

Available Home Repair

About This Program

Forgivable rehabilitation loans for low-income homeowners in South Carolina to address major repair and code compliance issues. Loan is forgiven after 10 years of continued owner-occupancy.

Forgivable loan, no repayment required if you remain in home for 10 years

Key Details

  • Forgivable loan for major home rehabilitation
  • Income at or below 80% AMI required
  • Must be owner-occupied primary residence
  • Forgiven after 10 years of compliance
  • Covers structural, systems, and code issues

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 896-9001

A grant-savvy contractor in Hilton Head Island, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to county allocation

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hilton Head Island, SC contractors

Find More Programs in Hilton Head Island, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs