USDA Section 504 Home Repair Grants & Loans

About This Program

USDA program providing grants (up to $7,500 for seniors 62+) and low-interest loans (up to $27,500) for very low-income rural homeowners to repair, improve, or modernize their homes and remove health and safety hazards.

Grant portion for seniors 62+ covers up to $7,500; additional loan available at 1% interest

Key Details

• Grants up to $7,500 for seniors 62+ to remove hazards
• Low-interest loans up to $27,500 at 1% interest
• Must be very low income (50% AMI or below)
• Property must be in eligible rural area
• Owner-occupied primary residence required

How to Apply

A grant-savvy contractor in Hilton Head Island, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to federal allocation