Find grants, rebates, forgivable loans, and free programs for Hilton Head Island, SC, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hilton Head Island, SC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 0 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency upgrades to income-eligible households in South Carolina. Serv...
Provides emergency home repair grants to low-income homeowners in South Carolina for critical health and safety issues. ...
Forgivable rehabilitation loans for low-income homeowners in South Carolina to address major repair and code compliance ...
CDBG-funded program providing accessibility modifications for income-eligible Beaufort County homeowners with disabiliti...
USDA program providing grants (up to $7,500 for seniors 62+) and low-interest loans (up to $27,500) for very low-income ...
State tax credit for residential solar installations equal to 25% of system cost, claimed over 10 years at $1,350/year m...
Grants for veterans with certain service-connected disabilities to build, purchase, or modify a home to accommodate thei...
Grants for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. For vet...
Free lead hazard identification and reduction services for homes with children under age 6 who have elevated blood lead ...
CDBG-funded forgivable loan program for low-income homeowners in unincorporated Beaufort County to address major home re...
Emergency repair grants for Beaufort County senior homeowners (62+) with low income. Addresses critical health and safet...
Federal tax credit equal to 20% of annual mortgage interest paid, reducing federal income tax liability. For first-time ...
Property tax exemption for South Carolina homeowners age 65 or older. Exempts first $50,000 of home value from all prope...
Property tax exemption for South Carolina homeowners who are legally blind or permanently and totally disabled. Exempts ...
Low-interest loan program for Beaufort County homeowners to repair or replace failing septic systems. Designed to protec...
Federal HOME funds administered by SC Housing for affordable housing activities including homebuyer assistance, rehabili...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Hilton Head Island, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hilton Head Island, 15 programs do not require repayment, 2 are forgivable loans, and 0 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.