USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program for very low-income homeowners age 62+ in eligible rural areas near Hoffman Estates to repair, improve, or modernize homes. Combines low-interest loan with grant for accessibility and health/safety hazards.

Combination of 1% interest loan and grant for seniors in eligible areas

Key Details

  • Up to $27,500 loan at 1% interest
  • Additional $10,000 grant for seniors 62+
  • Must be in eligible rural area
  • Income at or below 50% AMI required
  • Grant portion does not require repayment

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Hoffman Estates, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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