NC Housing Finance Agency Homeowner Rehab Program

About This Program

Provides deferred, zero-interest loans to low- and moderate-income homeowners for critical home repairs and accessibility modifications. Loan is deferred and forgiven if homeowner remains in residence for 15 years.

Zero-interest deferred loan, forgiven after 15 years of occupancy

Key Details

• Deferred 0% interest loan up to $45,000
• For critical repairs and code compliance
• Income at or below 80% area median income
• Forgiven after 15 years of continuous occupancy
• Must be owner-occupied primary residence

How to Apply

A grant-savvy contractor in Holly Springs, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis