Florida Hurricane Loss Mitigation Program

Florida Office of Insurance Regulation / Citizens Property Insurance

Available Disaster Relief

About This Program

State-mandated insurance discounts for homes with hurricane mitigation features. Certified wind mitigation inspection can qualify homeowners for premium reductions on wind coverage.

Annual insurance premium savings from mitigation features

Key Details

  • Premium discounts for hurricane mitigation
  • Certified wind mitigation inspection required
  • Discounts for roof upgrades, impact windows, shutters
  • All Florida homeowners eligible
  • Can reduce insurance costs 10-45%

How to Apply

Deadline: Ongoing program

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