USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve their homes or remove health and safety hazards. Grants up to $10,000 available for seniors 62+ who cannot repay a loan.

Loan or grant depending on age and ability to repay

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low-income requirement (50% AMI)
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Applications accepted year-round

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