Massachusetts Home Modification Loan Program (HomeMod)

MassAccess Housing Registry / MassDevelopment

Available Senior & Disability

About This Program

State-funded deferred payment loan for homeowners and mobile homeowners with disabilities to make accessibility modifications. No monthly payments; loan is repaid when home is sold or no longer primary residence. Income limit applies.

Deferred payment loan, no monthly payments; estimate reflects typical accessibility project

Key Details

  • Up to $30,000 deferred payment loan
  • No monthly payments required
  • For homeowners with disabilities
  • Covers accessibility modifications
  • Repaid when home is sold or transferred

How to Apply

A grant-savvy contractor in Holyoke, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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