USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for very low-income homeowners in eligible rural areas near Holyoke to repair, improve, or modernize their homes. Maximum $40,000 with repayment terms up to 20 years. Can be combined with the $10,000 grant.

Loan at 1% interest over 20 years; estimate reflects typical rehabilitation project

Key Details

  • Up to $40,000 at 1% interest
  • 20-year repayment term
  • Very low income required
  • Available in eligible rural areas near Holyoke
  • Can combine with $10,000 grant if age 62+

How to Apply

A grant-savvy contractor in Holyoke, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Holyoke, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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