USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners to repair or improve their homes. Grants available only to seniors 62+ who cannot repay a loan. Property must be in eligible rural area.

Combination of low-interest loan and grant for very-low-income rural homeowners

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Property must be in eligible rural area
  • Covers health/safety repairs and accessibility

How to Apply

A grant-savvy contractor in Hopatcong, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Hopatcong, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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