Home Improvement Grants in Hopatcong.

Find grants, rebates, forgivable loans, and free programs for Hopatcong, NJ, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hopatcong, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

New Jersey Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization improvements to reduce energy costs for income-eligible household...

Weatherization
Up to $15,000 zero-interest loan

NJ Housing Finance Agency Home Repair Program

Zero-interest home repair loan for low- to moderate-income homeowners in New Jersey. Covers essential repairs including ...

Home Repair
Free lead hazard removal

New Jersey Lead Hazard Control Assistance Program

HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where children under 6 res...

Home Repair
Forgivable loan up to $30,000

Sussex County Housing Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Sussex C...

Home Repair
Up to $10,000 grant

Sussex County Septic System Repair Assistance

Grant assistance for low- to moderate-income homeowners to repair or replace failing septic systems. Priority given to h...

Home Repair
Up to $1,000 rebate

JCP&L HVAC Rebate Program

Rebates for upgrading to energy-efficient central air conditioning and heat pump systems. Available to all JCP&L custome...

Energy
Up to $3,000 rebate

NJ Clean Energy Heat Pump Rebate

Rebates for installing high-efficiency air-source or geothermal heat pumps. Incentives range from $500 to $3,000 dependi...

Energy
Varies by system size

New Jersey Solar Renewable Energy Program

Transition Renewable Energy Certificate (TREC) incentive program for residential solar installations. Homeowners receive...

Solar/Renewable
$450 value for $75 or free

JCP&L Home Energy Audit

Comprehensive home energy assessment including blower door test, infrared imaging, and efficiency recommendations. Inclu...

Weatherization
Up to $4,000 in rebates

NJ Home Performance with ENERGY STAR

Whole-house energy efficiency improvements through qualified contractors. Rebates available for insulation, air sealing,...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners to repair or improve their home...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their needs. Covers...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to modify their home for accessibility. Covers entrance r...

Veterans
Up to $10,000 grant

NJ Housing Accessibility Grant

Grant program to make homes accessible for persons with disabilities. Covers ramps, widened doorways, accessible bathroo...

Seniors & Disability
Varies by property tax increase

New Jersey Senior Freeze Property Tax Reimbursement

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Homeow...

Property Tax Relief
Up to $1,500 benefit

NJ ANCHOR Property Tax Relief

Property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $150,000 receive up to $...

Property Tax Relief
Up to $35,000 assistance

NJ Homeowner Assistance Fund (HAF)

Federal assistance to help homeowners catch up on past-due mortgage payments, property taxes, and homeowners insurance. ...

Emergency
Up to $2,000 heating assistance

New Jersey LIHEAP (Energy Assistance)

Low Income Home Energy Assistance Program helps eligible households pay heating bills and provides emergency furnace rep...

Energy
Free comprehensive weatherization

NJ Comfort Partners (Income-Qualified Weatherization)

Free comprehensive home energy improvements for income-qualified households. Includes insulation, air sealing, efficient...

Weatherization
Up to $500 rebate

JCP&L Electric Water Heater Rebate

Rebate for installing energy-efficient electric water heaters. Covers standard electric, heat pump, and tankless models....

Energy
Up to $500 rebate

NJ Electric Vehicle Charging Station Rebate

Rebate for purchasing and installing Level 2 electric vehicle charging equipment at single-family homes. Rebate covers u...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Hopatcong

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Frequently asked questions

What home improvement grants are available in Hopatcong, NJ?

25 programs are currently listed for Hopatcong, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Hopatcong have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hopatcong, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Hopatcong?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.