Find grants, rebates, forgivable loans, and free programs for Hopatcong, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Hopatcong, NJ, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization improvements to reduce energy costs for income-eligible household...
Zero-interest home repair loan for low- to moderate-income homeowners in New Jersey. Covers essential repairs including ...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where children under 6 res...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Sussex C...
Grant assistance for low- to moderate-income homeowners to repair or replace failing septic systems. Priority given to h...
Rebates for upgrading to energy-efficient central air conditioning and heat pump systems. Available to all JCP&L custome...
Rebates for installing high-efficiency air-source or geothermal heat pumps. Incentives range from $500 to $3,000 dependi...
Transition Renewable Energy Certificate (TREC) incentive program for residential solar installations. Homeowners receive...
Comprehensive home energy assessment including blower door test, infrared imaging, and efficiency recommendations. Inclu...
Whole-house energy efficiency improvements through qualified contractors. Rebates available for insulation, air sealing,...
Low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners to repair or improve their home...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their needs. Covers...
Grant for veterans with certain service-connected disabilities to modify their home for accessibility. Covers entrance r...
Grant program to make homes accessible for persons with disabilities. Covers ramps, widened doorways, accessible bathroo...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Homeow...
Property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $150,000 receive up to $...
Federal assistance to help homeowners catch up on past-due mortgage payments, property taxes, and homeowners insurance. ...
Low Income Home Energy Assistance Program helps eligible households pay heating bills and provides emergency furnace rep...
Free comprehensive home energy improvements for income-qualified households. Includes insulation, air sealing, efficient...
Rebate for installing energy-efficient electric water heaters. Covers standard electric, heat pump, and tankless models....
Rebate for purchasing and installing Level 2 electric vehicle charging equipment at single-family homes. Rebate covers u...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Hopatcong, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Hopatcong, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.