Find grants, rebates, forgivable loans, and free programs for Horn Lake, MS, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Horn Lake, MS, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that reduces energy costs through insulation, air sealing, HVAC repair/replaceme...
Rebate for qualifying heat pump installations in Entergy Mississippi service territory. Rebate amounts vary by system ty...
Rebate for attic and wall insulation upgrades in existing homes served by Entergy Mississippi. Rebate amounts vary by in...
Rebate for qualifying energy-efficient electric water heaters installed in Entergy Mississippi service territory. Includ...
Provides forgivable loans for major home repairs and rehabilitation to low- and moderate-income homeowners in DeSoto Cou...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards in DeSoto County. Prio...
Federal HOME funds administered through Mississippi Home Corporation for owner-occupied rehabilitation and accessibility...
USDA program providing very low-interest loans (1%) up to $40,000 and grants up to $10,000 for very low-income homeowner...
Grant for eligible veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. ...
Grant for eligible veterans with certain service-connected disabilities to adapt a home for their disability needs. Cove...
HUD-funded lead hazard control program for Mississippi homes built before 1978 with children under age 6. Provides free ...
Provides grants for accessibility modifications to owner-occupied homes in DeSoto County for residents with documented d...
Federal tax credit covering 30% of the cost of installing solar photovoltaic systems on residential properties. Availabl...
Mississippi homestead exemption provides property tax relief for homeowners age 65+ or permanently disabled with income ...
Low-interest loan program to help DeSoto County homeowners repair or replace failing sewer lateral lines from the home t...
Free weatherization and energy-efficiency services for income-qualified Entergy Mississippi customers. Includes insulati...
Emergency energy bill payment assistance for Entergy Mississippi customers facing financial hardship. Provides one-time ...
Down payment assistance (DPA) and competitive mortgage rates for first-time homebuyers in Mississippi. Provides up to $5...
Low-interest loan program to help DeSoto County homeowners repair or replace failing water service lines from the proper...
Federal energy assistance program that helps low-income Mississippi households pay heating and cooling costs. Provides o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Horn Lake, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Horn Lake, 15 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.