South Dakota HOME Investment Partnerships

SD Housing Development Authority (HOME)

Available Home Repair

About This Program

Federal HOME funds administered by SDHDA for owner-occupied housing rehabilitation. Provides forgivable loans for major repairs to bring homes up to code and improve habitability for low-income homeowners in eligible communities.

Forgivable loan; no repayment if you remain in home for affordability period

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI
  • Must be owner-occupied
  • Forgiven after affordability period (typically 5-10 years)
  • Administered through local housing agencies

How to Apply

Get free help applying Visit Official Program Page Track this program

(605) 773-3181

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Deadline: Applications accepted year-round

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