USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans up to $40,000 and grants up to $10,000 (for seniors 62+) to very-low-income homeowners in rural areas to repair, improve, or modernize homes or remove health and safety hazards. Independence qualifies as a rural area under USDA guidelines.

1% interest loan plus potential grant for seniors 62+ to remove health/safety hazards

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in rural area (Independence qualifies)
  • Covers health/safety hazards and accessibility

How to Apply

A grant-savvy contractor in Independence, KS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Independence, KS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs