Brevard County SHIP Owner-Occupied Rehabilitation

Brevard County Housing & Human Services

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-qualified owner-occupied homeowners in Brevard County. Loan is forgiven after 15 years of continued occupancy.

Forgivable loan amount based on needed repairs, no repayment if occupied 15 years

Key Details

  • Forgivable loan up to $75,000 for major repairs
  • Income at or below 80% AMI required
  • Must maintain owner-occupancy for 15 years
  • Covers roofing, HVAC, plumbing, electrical, structural
  • Available to Indian Harbour Beach residents

How to Apply

A grant-savvy contractor in Indian Harbour Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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