Find grants, rebates, forgivable loans, and free programs for Indian Harbour Beach, FL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Indian Harbour Beach, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-qualifi...
Provides emergency home repair grants for low-income Brevard County homeowners facing immediate health and safety hazard...
Federally funded program administered by Florida DEO providing free energy-efficiency upgrades to low-income households....
FPL offers rebates and incentives for residential customers who upgrade to energy-efficient appliances and systems. Incl...
FPL's community solar program allows customers to subscribe to solar energy without installing rooftop panels. Participa...
FPL offers rebates for residential customers who upgrade to qualifying high-efficiency heat pump systems (minimum 16 SEE...
State-funded program providing matching grants for hurricane mitigation improvements including roof reinforcement, impac...
USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair...
VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...
VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Smaller grant amoun...
Florida homestead exemption reduces taxable property value by up to $50,000 for primary residences. First $25,000 applie...
Additional property tax exemption for Florida homeowners age 65+ with household income below $32,000. Provides up to $50...
Property tax exemption for Florida residents who are totally and permanently disabled. Provides a $500 annual exemption ...
Brevard County provides grants for accessibility modifications to homes of disabled or elderly residents. Covers wheelch...
Florida Department of Health provides free lead hazard assessments and abatement services for homes with children under ...
Florida SEP offers periodic rebates and incentives for energy-efficient home improvements including solar water heaters,...
Brevard County provides grants to low-income homeowners for repair or replacement of failing septic systems that pose he...
Low-interest loan program to help homeowners repair or replace private water service lines from the property line to the...
New Florida program offering grants to homeowners for flood mitigation improvements including elevation, dry floodproofi...
Federal Investment Tax Credit (ITC) provides a 30% tax credit for residential solar photovoltaic systems installed throu...
Florida exempts solar energy systems from state sales tax (6%). Applies to residential solar photovoltaic panels, solar ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Indian Harbour Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Indian Harbour Beach, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.