USDA Section 504 Home Repair Loans and Grants

About This Program

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize homes in eligible rural areas. Indian Harbour Beach may qualify depending on USDA rural designation.

Grant for seniors 62+ with very low income; loan option for others

Key Details

• Loans up to $27,500 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI)
• Must be unable to obtain affordable credit
• Check if Indian Harbour Beach qualifies as rural

How to Apply

A grant-savvy contractor in Indian Harbour Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability