Home Improvement Grants in Indian Harbour Beach.

Find grants, rebates, forgivable loans, and free programs for Indian Harbour Beach, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Indian Harbour Beach, FL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $75,000 forgivable loan

Brevard County SHIP Owner-Occupied Rehabilitation

State Housing Initiatives Partnership (SHIP) program providing forgivable loans for major home repairs to income-qualifi...

Home Repair
Up to $10,000 grant

Brevard County Emergency Home Repair

Provides emergency home repair grants for low-income Brevard County homeowners facing immediate health and safety hazard...

Emergency
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded program administered by Florida DEO providing free energy-efficiency upgrades to low-income households....

Weatherization
Up to $250 in efficiency rebates

FPL Energy Manager Efficiency Rebates

FPL offers rebates and incentives for residential customers who upgrade to energy-efficient appliances and systems. Incl...

Energy
Monthly bill credits for solar energy

FPL SolarTogether Community Solar Program

FPL's community solar program allows customers to subscribe to solar energy without installing rooftop panels. Participa...

Solar/Renewable
Up to $125 rebate

FPL Heat Pump Upgrade Rebate

FPL offers rebates for residential customers who upgrade to qualifying high-efficiency heat pump systems (minimum 16 SEE...

Energy
Up to $10,000 grant

My Safe Florida Home Hurricane Mitigation Program

State-funded program providing matching grants for hurricane mitigation improvements including roof reinforcement, impac...

Disaster
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans and Grants

USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disab...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make adaptations to their home. Smaller grant amoun...

Veterans
Up to $50,000 assessed value reduction

Florida Homestead Exemption

Florida homestead exemption reduces taxable property value by up to $50,000 for primary residences. First $25,000 applie...

Property Tax Relief
Up to $50,000 additional exemption

Florida Senior Citizen Property Tax Exemption

Additional property tax exemption for Florida homeowners age 65+ with household income below $32,000. Provides up to $50...

Property Tax Relief
$500 annual exemption

Florida Disability Property Tax Exemption

Property tax exemption for Florida residents who are totally and permanently disabled. Provides a $500 annual exemption ...

Property Tax Relief
Up to $15,000 grant

Brevard County Accessibility Modification Assistance

Brevard County provides grants for accessibility modifications to homes of disabled or elderly residents. Covers wheelch...

Seniors & Disability
Free lead hazard assessment and abatement

Florida Childhood Lead Poisoning Prevention Program

Florida Department of Health provides free lead hazard assessments and abatement services for homes with children under ...

Home Repair
Varies by measure

Florida State Energy Program (SEP) Rebates

Florida SEP offers periodic rebates and incentives for energy-efficient home improvements including solar water heaters,...

Energy
Up to $10,000 grant

Brevard County Septic Tank Repair Assistance

Brevard County provides grants to low-income homeowners for repair or replacement of failing septic systems that pose he...

Home Repair
Up to $5,000 loan

Brevard County Water Line Repair Program

Low-interest loan program to help homeowners repair or replace private water service lines from the property line to the...

Home Repair
Up to $10,000 grant

Florida Resilient Homes Program

New Florida program offering grants to homeowners for flood mitigation improvements including elevation, dry floodproofi...

Disaster
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) provides a 30% tax credit for residential solar photovoltaic systems installed throu...

Solar/Renewable
Sales tax exemption on solar equipment

Florida Solar Energy System Sales Tax Exemption

Florida exempts solar energy systems from state sales tax (6%). Applies to residential solar photovoltaic panels, solar ...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Indian Harbour Beach

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Indian Harbour Beach, FL?

25 programs are currently listed for Indian Harbour Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Indian Harbour Beach have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Indian Harbour Beach, 19 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Indian Harbour Beach?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.