Federal (HUD/FHA)
Finance purchase + renovation in one loan. Limited 203(k) covers up to $75,000 in non-structural repairs. Standard 203(k) has no cap. HUD allows combining with CDBG and other programs. Great for buying a fixer-upper in Indianapolis neighborhoods.
Purchase + renovate in one loan
Deadline: Year-round through FHA lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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