Home Improvement Grants in Indianapolis.

Browse cataloged grants, rebates, loans, and other assistance records for Indianapolis, IN. Verify each program's current rules, service area, and status.

The Indianapolis, IN directory shows 36 cataloged resources. Of those, 31 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 31 records is $126,526, not an estimate of your award. Discovery tags include 10 senior-related records, 6 veteran-related records, and 11 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.

Record set last reviewed 2026-04-01. How we verify our data.

Types of help in this city

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Funding typeRecordsWhat to verifyLabel scope
Grants26Repayment, tax, and possible lien termsDirectory classification; confirm official terms
Forgivable loans1Forgiveness schedule, residency, and lien termsDirectory classification; confirm official terms
Rebates2Eligible purchases, upfront payment, and claim timingDirectory classification; confirm official terms

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Showing all 36 resources (31 currently open or actionable repair-assistance records)
Up to $25,000

City of Indianapolis CDBG Home Repair

Community Development Block Grant funded home repair for low-income Indianapolis homeowners. Covers roofing, plumbing, e...

Home Repair
Up to $35,000

INHP Home Repair Loan

INHP is Indianapolis's major NeighborWorks affiliate and CDFI. Affordable home repair loans for homeowners who can't qua...

Home Repair
Up to $10,000 per household

FHLBank Indianapolis Revive Home Repair Grant

$7.9 million allocated for 2026. Deferred maintenance repairs and accessibility upgrades. Households must be at or below...

Home Repair
Free emergency repairs

SEND Emergency Home Repairs

Emergency home repairs for low-income homeowners in Indianapolis, with priority for seniors and people with disabilities...

Emergency
Up to $500+ depending on measures

CenterPoint Energy Natural Gas Rebates

CenterPoint Energy (formerly VECTREN) provides rebates on high-efficiency natural gas furnaces, water heaters, smart the...

Energy
Free (~$7,500 avg value)

Indiana Weatherization Assistance Program (WAP)

Free insulation, air sealing, furnace repair/replacement, and weatherization for households at or below 200% federal pov...

Energy
Free health and safety repairs

Indiana Healthy Homes Resource Program

Addresses health and safety hazards in the home including lead, mold, carbon monoxide, allergens, pest infestations, and...

Home Repair
Pays heating and cooling bills

Indiana Energy Assistance Program (EAP)

Federally funded utility bill assistance to free up household income for home repairs. Below 60% state median income. De...

Energy
Free repairs

Rebuilding Together Indianapolis

100% free volunteer repairs including roofing, plumbing, electrical, accessibility, and exterior work. Priority for vete...

Home Repair
Competitive grants

FHLBank Indianapolis Affordable Housing Program (AHP)

Competitive grants from FHLBank Indianapolis through member financial institutions for affordable housing purchase or re...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

For veterans with permanent service-connected disabilities causing loss/loss-of-use of limbs, blindness (20/200 or less)...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

For veterans with loss or loss-of-use of both hands, severe burns, or respiratory/breathing injuries. Smaller grant than...

Veterans
Up to $6,800 (service-connected) or $2,000 (non-service-connected)

VA HISA Grant (Home Improvement & Structural Alterations)

Most accessible VA housing grant, any service-connected disability qualifies. Covers medically necessary home modificati...

Veterans
Up to $24,960 assessed value reduction

Indiana Disabled Veteran Property Tax Deduction

Indiana veterans with at least 10% service-connected disability receive a deduction on assessed property value, up to $2...

Veterans
Down payment assistance + below-market rate

HONOR Our Vets Homebuyer Program

Indiana's dedicated homebuyer program for active duty, veterans, and retired military. Combines below-market mortgage ra... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Veterans
Up to $48,000 assessed value reduction

Indiana Homestead Standard Deduction

Every Indiana homeowner should file this. Reduces your taxable assessed value by $48,000 (standard) plus a supplemental ...

Property Tax Relief
Up to $14,000 assessed value reduction

Indiana Over-65 Property Tax Deduction

Homeowners age 65+ with combined adjusted gross income under $30,000 and assessed value under $240,000 receive up to $14... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Seniors & Disability
Caps tax at 2% of AV for qualified seniors

Indiana Over-65 Circuit Breaker Credit

Limits property tax to 2% of assessed value for qualifying seniors. Additional circuit breaker protection on top of the ...

Seniors & Disability
Free or low-cost modifications

Marion County Aging in Place Services

Indiana's CHOICES Medicaid waiver and Area Agency on Aging programs fund home modifications for seniors to remain indepe...

Seniors & Disability
Up to $75,000 (limited)

FHA 203(k) Rehabilitation Mortgage

Finance purchase + renovation in one loan. Limited 203(k) covers up to $75,000 in non-structural repairs. Standard 203(k... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Up to $25,000

FHA Title 1 Home Improvement Loan

Up to $25,000 for home improvements. Unsecured up to $7,500 (signature only, no equity required). No equity requirement ...

Home Repair
Federal credit closed after December 31, 2025

Residential Clean Energy Credit

The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...

Energy
Federal credit closed after December 31, 2025

Energy Efficient Home Improvement Credit (25C)

The federal Energy Efficient Home Improvement Credit under Section 25C is closed for expenditures made or property place...

Energy
Up to $14,000 per household

Indiana IRA Home Electrification Rebates (HEEHRA)

Inflation Reduction Act High-Efficiency Electric Home Rebate Act (HEEHRA). Point-of-sale rebates up to $14,000 for heat ...

Energy
Medicaid-funded home modifications

Indiana CHOICES Waiver Home Modifications

Indiana's CHOICES Medicaid waiver funds home modifications for seniors and people with disabilities to avoid nursing hom...

Seniors & Disability
Up to $12,480 assessed value reduction

Indiana Blind/Disabled Property Tax Credit

Homeowners who are blind or have a disability with combined income under $17,000 receive up to $12,480 reduction in asse...

Seniors & Disability
Pays heating and cooling bills

LIHEAP / Indiana Energy Assistance (EAP)

Federal LIHEAP funds flow through Indiana EAP to pay heating and cooling bills for low-income households. Frees up house...

Energy
Free lead abatement

Indianapolis Lead-Safe Home Program

HUD-funded lead hazard reduction for pre-1978 homes with children under 6 or pregnant women. Covers testing, abatement, ...

Home Repair
Free energy upgrades

Weatherization for Renters (Marion County)

Free insulation, air sealing, and heating improvements for rental units in Marion County. Landlord must give permission ...

Home Repair
Free or low-cost education

INHP Homebuyer Education Classes

HUD-certified homebuyer education required by most DPA programs including IHCDA First Step, Next Home, and many lenders....

Home Repair
20% of qualified rehab costs

Indiana Historic Rehabilitation Tax Credit

20% state tax credit on qualified rehabilitation costs for Indiana historic properties. Many Indianapolis neighborhoods ... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Historic
Average $5,000-$10,000 in services per household

DOE Weatherization Assistance Program (WAP)

WAP provides free energy efficiency improvements to low-income households across all 50 states, DC, and territories. Eli...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Rural Home Repair Loans & Grants

USDA's Section 504 program provides grants up to $10,000 for homeowners age 62+ with very low incomes in rural areas to ... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.

Home Repair
Free, up to 3 smoke alarms installed at no cost

American Red Cross Home Fire Campaign, Free Smoke Alarms

The American Red Cross installs free smoke alarms and creates home fire escape plans through their nationwide Home Fire ...

Home Repair
Varies by local affiliate, loans and grants available

NeighborWorks Network, Home Repair & Modification Programs

NeighborWorks America supports a network of nearly 250 local nonprofit housing organizations across every state, DC, and...

Home Repair
Loan guarantee, no dollar cap on loan amount (lender sets max)

HUD Section 184 Indian Home Loan Guarantee

The Section 184 Indian Home Loan Guarantee Program provides HUD-guaranteed mortgage financing for American Indian and Al...

Home Repair

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Local help in Indianapolis, IN

Organizations that help Indianapolis homeowners with repairs, weatherization, and applications. We list these as a helpful resource; we are not affiliated with them and do not endorse them.

Frequently asked questions

What home-improvement assistance records are cataloged for Indianapolis, IN?

The directory includes 31 possible-program records associated with Indianapolis, including City of Indianapolis CDBG Home Repair, FHLBank Indianapolis Revive Home Repair Grant, SEND Emergency Home Repairs. Inclusion does not confirm current availability or eligibility.

How are the assistance records for Indianapolis classified?

Our classifier labels 26 records as grants, 1 as forgivable loans, and 2 as rebates in Indianapolis. Classification can be incomplete; confirm the benefit type, lien, repayment, and conditions in the administrator's terms.

How do I research and apply for home repair assistance in Indianapolis?

Each program page shows the source, application route, or contact we have on file. Confirm the current route, requirements, and any costs with the administering organization before applying. The current Grant Map homeowner fee is $0.