Iowa City Owner-Occupied Housing Rehabilitation Loan

Iowa City Neighborhood Services (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loans for major repairs to owner-occupied homes in Iowa City. Loan is forgiven after 5 years of continued owner occupancy. Income must be at or below 80% AMI.

Forgivable loan, no repayment required if home is owner-occupied for 5 years

Key Details

  • Forgivable loan up to $24,999 for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Iowa City
  • Loan forgiven after 5 years of compliance
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Iowa City, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications; funding limited

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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