USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture

Available Home Repair

About This Program

USDA program providing grants up to $10,000 and loans up to $40,000 for very low-income homeowners in eligible rural areas near Iowa City to repair, improve, or modernize their homes. Grants available only to seniors 62+ who cannot repay a loan.

Grant amount for seniors 62+ unable to repay; others receive low-interest loan

Key Details

  • Up to $27,500 grant for seniors 62+ or $40,000 loan
  • For very low-income homeowners in eligible rural areas
  • Covers health and safety repairs, accessibility improvements
  • Grants do not require repayment for qualifying seniors
  • Loans at 1% interest for up to 20 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(319) 269-0583

A grant-savvy contractor in Iowa City, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications; subject to funding availability

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