Home Improvement Grants in Iowa City.

Find grants, rebates, forgivable loans, and free programs for Iowa City, IA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Iowa City, IA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 in weatherization improvements

Iowa Weatherization Assistance Program (WAP)

Free weatherization services for income-eligible Iowa homeowners and renters, including insulation, air sealing, furnace...

Weatherization
Forgivable loan up to $24,999

Iowa City Owner-Occupied Housing Rehabilitation Loan

CDBG-funded forgivable loans for major repairs to owner-occupied homes in Iowa City. Loan is forgiven after 5 years of c...

Home Repair
Grant up to $5,000

Iowa City Emergency Home Repair Assistance

Provides emergency grants for urgent health and safety repairs to owner-occupied homes. Covers immediate threats such as...

Emergency
Forgivable loan up to $15,000

Iowa City Home Accessibility Modification Program

Forgivable loans to make accessibility modifications for elderly or disabled residents in owner-occupied homes. Includes...

Seniors & Disability
Free lead hazard removal

Iowa City Lead Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978. Priority given to families with childr...

Home Repair
Low-interest loan up to $10,000

Iowa City Sewer Lateral Repair Loan

Low-interest loans to repair or replace private sewer laterals for Iowa City homeowners. Helps prevent sewage backups an...

Home Repair
Up to $450 rebate

Alliant Energy High-Efficiency Furnace Rebate

Rebate for Alliant Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). Re...

Energy
Up to $600 rebate

Alliant Energy Air Source Heat Pump Rebate

Rebate for Alliant Energy electric customers who install qualifying air source heat pumps. Eligible systems must have SE...

Energy
Up to $300 rebate

Alliant Energy Insulation Rebate

Rebate for Alliant Energy customers who add qualifying insulation to attics, walls, or basements. Must meet minimum R-va...

Weatherization
Up to $300 rebate

Alliant Energy High-Efficiency Water Heater Rebate

Rebate for Alliant Energy natural gas customers who install qualifying high-efficiency water heaters with Energy Factor ...

Energy
Up to $50 rebate

Alliant Energy Smart Thermostat Rebate

Rebate for Alliant Energy customers who purchase and install ENERGY STAR® certified smart thermostats. Smart thermostats...

Energy
Up to $1,000 rebate

Alliant Energy Solar Energy Rebate

Rebate for Alliant Energy electric customers who install solar photovoltaic systems. Rebate amount is $250 per kW instal...

Solar/Renewable
30% of system cost as tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal tax credit covering 30% of the cost of residential solar energy systems, including installation. Also covers bat...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing grants up to $10,000 and loans up to $40,000 for very low-income homeowners in eligible rural are...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their disability-related needs. For vete...

Veterans
Up to $40,000 forgivable loan

Iowa City HOME Investment Partnerships Program

HUD HOME funds provide forgivable loans for major rehabilitation of owner-occupied homes for low-income households in Io...

Home Repair
Varies; avg $400-$1,000

Low Income Home Energy Assistance Program (LIHEAP)

Federal program providing heating and cooling assistance to low-income Iowa households. Helps pay energy bills during wi...

Energy
Up to $3,000 per year

Iowa City Senior Home Repair Program

Provides minor home repairs and safety modifications for Johnson County seniors age 60+ to help them age in place. Cover...

Seniors & Disability
Up to $1,000 annual credit

Iowa Elderly and Disabled Property Tax Credit

Iowa property tax credit for homeowners age 65+ or totally disabled with household income of $24,354 or less. Reduces pr...

Property Tax Relief
Up to $2,500 down payment assistance

Iowa Finance Authority FirstHome Program

Low-interest mortgage program for first-time homebuyers in Iowa with down payment and closing cost assistance. Includes ...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Iowa City

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