USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides loans and grants to very low-income homeowners in eligible rural areas to repair or improve their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Some areas of Jefferson County may qualify as rural.

Seniors 62+ may receive grant up to $10,000; loans up to $27,500 at 1% for 20 years

Key Details

  • Loans up to $27,500 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Very low income requirement (50% AMI or less)
  • Must be in USDA-eligible rural area
  • Covers health/safety repairs and accessibility

How to Apply

A grant-savvy contractor in Irondale, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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