National Flood Insurance Program (NFIP)

Federal Emergency Management Agency

Available Disaster Relief

About This Program

Federal flood insurance for homeowners in participating communities. Irvine participates in NFIP, allowing residents to purchase federally backed flood insurance even outside high-risk flood zones. Rates vary by location and elevation.

Annual premium varies widely by flood zone, typically $400-$2,000

Key Details

  • Flood insurance up to $250,000 building coverage
  • Available in and outside flood zones
  • 30-day waiting period before coverage begins
  • Separate contents coverage available
  • Irvine participates in NFIP

How to Apply

Deadline: Year-round enrollment, 30-day waiting period

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Irvine, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs