USDA Section 504 Home Repair Program

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000.

Combination of 1% loan up to $40,000 plus grant up to $10,000 for seniors

Key Details

  • 1% interest loan up to $40,000
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in USDA-eligible rural area
  • Removes health and safety hazards

How to Apply

Deadline: Applications accepted year-round

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