Find grants, rebates, forgivable loans, and free programs for Irvine, CA, filtered to your situation.
As of June 2026, 40 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Irvine, CA, with individual awards up to $250,000. 6 programs target seniors, 3 serve veterans, and 23 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 24 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 12 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for owner-occupied households in Irvine with income at or below 80% AMI. The loan is forgive...
Provides grants for accessibility modifications to owner-occupied homes for disabled residents or seniors. Covers ramps,...
Federally funded weatherization program administered by the state, providing free energy efficiency upgrades to income-q...
State-funded lead hazard reduction for homes built before 1978 with children under age 6 or pregnant women. Covers lead-...
Rebates for energy-efficient home upgrades including central AC, heat pumps, insulation, and duct sealing. Eligible cust...
Rebate for replacing gas or electric storage water heaters with ENERGY STAR certified heat pump water heaters. Enhanced ...
Rebates for energy-efficient central air conditioning and heat pump systems installed by qualified HVAC contractors. Inc...
Free energy-saving improvements for income-qualified households including attic insulation, weather stripping, caulking,...
Rebate for removing water-intensive grass and replacing it with California-friendly drought-tolerant landscaping. Pays $...
Rebate for installing WaterSense-labeled smart irrigation controllers that automatically adjust watering schedules based...
Rebate for replacing standard spray nozzles with high-efficiency rotating nozzles that reduce water use by up to 20%. Ma...
Provides upfront financial incentives and reduced-cost solar panel installation for income-qualified single-family homeo...
Federal tax credit covering 30% of the total cost of installing solar panels, battery storage, and related equipment on ...
Rebate for installing battery energy storage systems paired with solar panels. Enhanced incentives for low-income custom...
Low-interest home improvement loan for CalHFA mortgage holders to fund energy efficiency, accessibility, or general home...
Provides minor home repair and maintenance services for seniors age 60+ who meet income requirements. Services include p...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive ne...
Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Eligible disabilities...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Property Assessed Clean Energy (PACE) financing for energy-efficient and water-saving home improvements. Repaid through ...
Enhanced HVAC rebates for income-qualified customers replacing older central air conditioning or heat pump systems. Incl...
Property tax exemption for disabled veterans rated 100% service-connected disabled or unemployable. Exempts up to $161,0...
Financial assistance for homeowners who experienced COVID-19 related financial hardship and are behind on mortgage payme...
Free weatherization services for income-qualified households including attic insulation, weather stripping, caulking, do...
Rebates for purchasing and installing Level 2 electric vehicle charging equipment at single-family homes. Enhanced rebat...
Provides grants to help homeowners retrofit older houses built before 1980 to better withstand earthquake damage. Covers...
Down payment assistance for first-time homebuyers purchasing in California. Offers 3.5% of purchase price or $10,000 (wh...
Allows homeowners age 62+ to defer payment of current-year property taxes on their primary residence. The state pays the...
Rebate for replacing older gas furnaces with high-efficiency ENERGY STAR certified models with 95% AFUE or higher. Helps...
Rebate for installing ENERGY STAR certified tankless gas water heaters that provide endless hot water while using less e...
Free technical assistance to help homeowners and builders understand Fair Housing Act accessibility requirements. Provid...
Federal flood insurance for homeowners in participating communities. Irvine participates in NFIP, allowing residents to ...
Free in-home water efficiency audit including indoor and outdoor water use assessment, leak detection, irrigation system...
Rebate for installing battery energy storage systems that can provide backup power during outages and help manage electr...
Provides grants to help low- and moderate-income homeowners build accessory dwelling units (ADUs) on their property. Gra...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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40 programs are currently listed for Irvine, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Irvine, 24 programs do not require repayment, 1 is forgivable loan, and 12 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.