USDA Section 504 Home Repair Program (Jackson area)

USDA Rural Development Mississippi

Available Senior & Disability

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas near Jackson to repair, improve, or modernize homes. Seniors age 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Loans available up to $40,000 at 1% interest.

Seniors may receive grant plus low-interest loan; non-seniors receive loan only

Key Details

  • Grants up to $10,000 for seniors age 62+
  • Loans up to $40,000 at 1% interest
  • Must be in eligible rural area near Jackson
  • Income at or below 50% AMI required
  • Covers health/safety hazards and accessibility

How to Apply

Deadline: Applications accepted year-round

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