Home Improvement Grants in Jackson.

Find grants, rebates, forgivable loans, and free programs for Jackson, MS, filtered to your situation.

As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jackson, MS, with individual awards up to $126,526. 15 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants30Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 39 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Mississippi Weatherization Assistance Program

Federally funded program providing free weatherization services to income-qualified households in Mississippi. Priority ...

Weatherization
Forgivable loan up to $30,000

City of Jackson Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for low-to-moderate income homeowners in Jackson. Loan is forgiven after ...

Home Repair
Grant up to $10,000

City of Jackson Emergency Home Repair Grant

Provides emergency home repair grants for very low-income homeowners facing urgent health and safety hazards. Priority g...

Emergency
Free lead hazard removal

City of Jackson Lead-Based Paint Hazard Control

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Jackson. Priority gi...

Home Repair
Grant up to $20,000

Jackson ADA Home Accessibility Modification Program

Provides accessibility modifications to homes for disabled and elderly Jackson residents. Grant covers ramps, bathroom m...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program (Jackson area)

Provides loans and grants to very-low-income homeowners in eligible rural areas near Jackson to repair, improve, or mode...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Qualifying disabili...

Veterans
Rebate up to $350

Entergy Mississippi Heat Pump Rebate

Rebate for Entergy Mississippi residential customers who install qualifying high-efficiency heat pumps. Equipment must m...

Energy
Rebate up to $250

Entergy Mississippi Insulation Rebate

Rebate for Entergy Mississippi customers who add insulation to attics, walls, or crawl spaces. Minimum R-value requireme...

Weatherization
Rebate up to $100

Entergy Mississippi Smart Thermostat Rebate

Rebate for Entergy Mississippi customers who purchase and install a qualifying smart thermostat. Device must be on the a...

Energy
Up to $750

Entergy Mississippi Water Heater Rebate

Rebate for Entergy Mississippi customers who install qualifying high-efficiency electric water heaters or heat pump wate...

Energy
Loan up to $25,000

Mississippi Home Corporation Rehabilitation Loan

Low-interest rehabilitation loans for moderate-income Mississippi homeowners to make necessary repairs and improvements....

Home Repair
Grant up to $7,500

City of Jackson Sewer Lateral Assistance Program

Provides grants to low-income homeowners to repair or replace failing sewer lateral lines from the home to the city main...

Home Repair
Grant up to $5,000

City of Jackson Water Line Repair Assistance

Assists low-income homeowners with repair or replacement of water service lines from the meter to the home. Priority giv...

Home Repair
Grant up to $8,000

Jackson Senior Home Repair Grant

Provides home repair grants specifically for Jackson homeowners age 62 and older. Covers minor to moderate repairs inclu...

Seniors & Disability
Down payment assistance up to $8,000

Mississippi Home Corporation First-Time Homebuyer

Provides down payment and closing cost assistance to first-time homebuyers in Mississippi. Assistance is provided as a f...

Homebuyer
Forgivable loan up to $35,000

Jackson HOME Investment Partnerships Rehabilitation

Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Jackson. Forgivable loan c...

Home Repair
Assistance up to $75,000

Mississippi Community Development Block Grant - Disaster Recovery

CDBG-DR funds are allocated to Mississippi after federally declared disasters. Program provides grants to repair or rebu...

Disaster
Grant up to $5,000

Hinds County Senior Home Repair Program

Hinds County program providing minor home repair grants to seniors age 60+ living in unincorporated areas or participati...

Seniors & Disability
Credit for excess solar generation

Entergy Mississippi Net Metering Program

Net metering allows Entergy Mississippi customers with solar panels to receive credit for excess electricity sent back t...

Solar/Renewable
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit can be applied to so...

Solar/Renewable
Property tax exemption on portion of assessed value

Mississippi Homestead Exemption

Mississippi homestead exemption reduces property taxes for owner-occupied primary residences. Exempts a portion of asses...

Property Tax Relief
Additional property tax exemption

Mississippi Senior/Disabled Property Tax Exemption

Enhanced property tax exemption for Mississippi homeowners age 65+ or totally disabled with income below $12,500 (single...

Property Tax Relief
Grant varies, typically up to $50,000

Mississippi Department of Archives & History Grant

Matching grants for rehabilitation and preservation of historic properties listed on or eligible for the National Regist...

Historic
Emergency assistance up to $600

Mississippi LIHEAP Crisis Intervention

Low Income Home Energy Assistance Program (LIHEAP) provides emergency assistance when household is facing energy crisis ...

Energy
Grant up to $12,000

Jackson Critical Roof Repair Grant

Dedicated grant program for critical roof repairs and replacements for low-income Jackson homeowners. Priority given to ...

Home Repair
Grant up to $15,000

Jackson Foundation Stabilization Program

Provides grants to address critical foundation issues in owner-occupied homes in Jackson. Covers pier installation, slab...

Home Repair
Grant up to $6,000

Jackson HVAC Replacement Assistance

Emergency grant program to replace failed heating and cooling systems for very low-income Jackson homeowners. Priority g...

Home Repair
Grant up to $5,000

Jackson Electrical Safety Upgrade Grant

Provides grants to correct electrical code violations and safety hazards in owner-occupied Jackson homes. Covers panel u...

Home Repair
Grant up to $4,000

Jackson Emergency Plumbing Repair Grant

Emergency grant for critical plumbing repairs including water heater replacement, pipe repairs, leak remediation, and se...

Emergency
Grant up to $8,000

Jackson Energy-Efficient Window Replacement

Grant program to replace broken, deteriorated, or inefficient windows with energy-efficient models in income-qualified J...

Weatherization
Grant up to $10,000

Jackson Code Compliance Assistance Grant

Assists low-income homeowners in Jackson to bring their homes into compliance with city code requirements. Covers repair...

Home Repair
Grant up to $15,000

Jackson Asbestos and Hazardous Material Abatement

Provides grants to identify and remediate asbestos and other hazardous materials in older Jackson homes. Covers testing,...

Home Repair
Grant up to $7,500

Jackson Mold Remediation Assistance Program

Provides grants to remediate mold and moisture problems in income-qualified Jackson homes. Addresses underlying moisture...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Jackson, MS?

39 programs are currently listed for Jackson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Jackson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Jackson, 30 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Jackson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.