Find grants, rebates, forgivable loans, and free programs for Jackson, MS, filtered to your situation.
As of June 2026, 39 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Jackson, MS, with individual awards up to $126,526. 15 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 30 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-qualified households in Mississippi. Priority ...
Provides major home repairs and rehabilitation for low-to-moderate income homeowners in Jackson. Loan is forgiven after ...
Provides emergency home repair grants for very low-income homeowners facing urgent health and safety hazards. Priority g...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Jackson. Priority gi...
Provides accessibility modifications to homes for disabled and elderly Jackson residents. Grant covers ramps, bathroom m...
Provides loans and grants to very-low-income homeowners in eligible rural areas near Jackson to repair, improve, or mode...
Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet their disability...
Grants for veterans with certain service-connected disabilities to adapt a home to meet their needs. Qualifying disabili...
Rebate for Entergy Mississippi residential customers who install qualifying high-efficiency heat pumps. Equipment must m...
Rebate for Entergy Mississippi customers who add insulation to attics, walls, or crawl spaces. Minimum R-value requireme...
Rebate for Entergy Mississippi customers who purchase and install a qualifying smart thermostat. Device must be on the a...
Rebate for Entergy Mississippi customers who install qualifying high-efficiency electric water heaters or heat pump wate...
Low-interest rehabilitation loans for moderate-income Mississippi homeowners to make necessary repairs and improvements....
Provides grants to low-income homeowners to repair or replace failing sewer lateral lines from the home to the city main...
Assists low-income homeowners with repair or replacement of water service lines from the meter to the home. Priority giv...
Provides home repair grants specifically for Jackson homeowners age 62 and older. Covers minor to moderate repairs inclu...
Provides down payment and closing cost assistance to first-time homebuyers in Mississippi. Assistance is provided as a f...
Federally funded HOME program providing rehabilitation assistance to low-income homeowners in Jackson. Forgivable loan c...
CDBG-DR funds are allocated to Mississippi after federally declared disasters. Program provides grants to repair or rebu...
Hinds County program providing minor home repair grants to seniors age 60+ living in unincorporated areas or participati...
Net metering allows Entergy Mississippi customers with solar panels to receive credit for excess electricity sent back t...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Credit can be applied to so...
Mississippi homestead exemption reduces property taxes for owner-occupied primary residences. Exempts a portion of asses...
Enhanced property tax exemption for Mississippi homeowners age 65+ or totally disabled with income below $12,500 (single...
Matching grants for rehabilitation and preservation of historic properties listed on or eligible for the National Regist...
Low Income Home Energy Assistance Program (LIHEAP) provides emergency assistance when household is facing energy crisis ...
Dedicated grant program for critical roof repairs and replacements for low-income Jackson homeowners. Priority given to ...
Provides grants to address critical foundation issues in owner-occupied homes in Jackson. Covers pier installation, slab...
Emergency grant program to replace failed heating and cooling systems for very low-income Jackson homeowners. Priority g...
Provides grants to correct electrical code violations and safety hazards in owner-occupied Jackson homes. Covers panel u...
Emergency grant for critical plumbing repairs including water heater replacement, pipe repairs, leak remediation, and se...
Grant program to replace broken, deteriorated, or inefficient windows with energy-efficient models in income-qualified J...
Assists low-income homeowners in Jackson to bring their homes into compliance with city code requirements. Covers repair...
Provides grants to identify and remediate asbestos and other hazardous materials in older Jackson homes. Covers testing,...
Provides grants to remediate mold and moisture problems in income-qualified Jackson homes. Addresses underlying moisture...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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39 programs are currently listed for Jackson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Jackson, 30 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.